Transferring money between budgets or envelopes allows you to re-allocate funds from an over-performing budget to an under-performing one, covering the deficit. This is useful, for example, if it's end of the month and your Entertainment budget still has some money left. Instead of looking for a way to quickly spend that money, you could re-allocate it to your Emergency Fund for example.
To create a budget transfer, click on the + button at the bottom of the budget screen (while viewing a budget you want to make the transfer from) and select "Budget transfer" from the tabs on top. You'll be asked to provide:
- From and To Budget: if needed, you can change where the transfer will draw from and where it'll arrive.
- Transfer amount: how much money to transfer from one budget to another.
- Description: the text to go with the transfer.
- Date and time: the date and time of the transaction.